The following is a sample loan modification hardship letter necessary for the modification of your mortgage.

One of the most important documents used in your loan modification is the hardship letter which is designed to outline and explain the compensating factors associated with your specific financial situation. This loan modification letter must by completed by the borrower and is designed to educate your lender on the financial conditions and how they have impacted you and your family. The loan modification hardship letter is intended to support the financial documents and information you provide to our law firm in your loan modification package.

The correct and accurate completion of this hardship document is critically important to your success. Clients of attorney Thomas J Sherwood who have questions on the proper completion of our sample mortgage modification hardship letter should contact their account representatives before writing the letter. If you are not currently a client of the Law Firm of Thomas J. Sherwood, we invite you to Learn More about why retaining our firm may help you save your home! Remember, you have one opportunity to get your loan modification done right! Once you submit your information to the lender, it is VERY difficult to revise.

HARDSHIP LETTER

Loan # _________________________________

Please explain the reason(s) why and how you fell behind on your mortgage loan including the dates(s) and events.

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Print Name: ___________________________________

Signature: ___________________________________

Print Name: ___________________________________

Signature: ___________________________________